ONLINE WEBSITE PAYMENT PORTAL TERMS & CONDITIONS, AGREEMENT, AND AUTHORIZATION FOR PAYMENTS

VERITUS FINANCIAL, LLC

THIS ONLINE PAYMENT WEBSITE OFFERS A PAYMENT SERVICE (“SERVICE”) FOR YOUR CONVENIENCE AND USE. PLEASE READ THESE TERMS AND CONDITIONS (“TERMS”) CAREFULLY BEFORE ACCESSING OR USING THE SERVICE.

By accessing or using this Service, you agree to be bound by the terms and conditions below (the “Agreement”). If you do not accept these terms and conditions, you may not use this Service and you should exit this website.

These Terms form a binding, enforceable contract between you and Veritus Financial, LLC (“Veritus”, “us”, “we”, “our”), in connection with the Service offered through this Site.

1. Eligibility. This Site and this Service are offered only to individual residents of the United States who are 18 years of age or older. If you are younger than 18, you may not use this Service.
2. Debt Collection. Veritus is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.
3. Accuracy of Information. You agree that all information you provide to Veritus in connection with the Service is true, correct and complete. You agree not to misrepresent your identity or authority to view information or to schedule any payment using the Service.
4. Types of Payments and Payees. You may use the Service only to authorize payments on account(s) placed with Veritus, a third-party debt collector. Payments that you authorize will be made from a bank or financial institution account, including by credit or debit card (the "Transaction Account") that you designate. It is your sole responsibility to establish and maintain the Transaction Account and to pay any and all fees allowed by law that are associated with the Transaction Account.
5. Payment Authorization By accessing and using this Service, you authorize Veritus to (a) establish and maintain your payment information; and (b) process your payments according to your instructions.

   We will use all reasonable and secure efforts to apply all your payments in accordance with your instructions. However, we shall incur no liability if we are unable to complete any payments initiated by you [including, without limitation, because of the existence of any one or more of the following circumstances: (i) your Transaction Account contains insufficient funds to complete the transaction, (ii) the Service is not working properly and you know or have been advised by us about the malfunction before you execute the transaction, (iii) you have provided us with incorrect payment account information, (iv) we have been provided incorrect information by the individual or entity to whom you are making the payment, (v) circumstances beyond our control such as, but not limited to, fire, flood, or interference from an outside force; or (vi) the bank or financial institution maintaining the Transaction Account refuses or is unable to honor a payment request from Veritus.

   Bank or Financial Institution Limitations. There may be limits or restrictions upon the number or frequency of payments that may be made from your Transaction Account under applicable law or under the terms of your agreement with the bank or financial institution maintaining the Transaction Account.

   Bank or Financial Institution Fees. You understand that returns, refunds, and cancellations may be subject to fees and penalties imposed by your financial institution which will be solely your responsibility.

6. Account. By accessing the Service, you acknowledge that you are responsible for one or more accounts placed for collection with Veritus by your creditor or creditors. If you have more than one account, you may be required to expressly designate which account you are making a payment on. You acknowledge and agree that the accounts listed within this Service may not represent all your accounts with Veritus as accounts may be closed or new accounts may be placed at various times.
7. Timing. By using this Service, you are authorizing us to charge the payment account you designate and to remit funds on your behalf. It is your responsibility to initiate payments in a timely manner so that the funds will arrive on or before the date they are due. It is also your duty to notify us if a payment has not been applied in accordance with your instructions.
8. Permitted Use. You agree to use this Service solely to pay legal obligations on your behalf or on behalf of another (see “Payments for Others” below). You agree to use this Service in strict compliance with applicable law. By accessing the Service, you represent that you have the authority to authorize Veritus to take the payments from the Transaction Account according to the terms of this Agreement. You agree not to dispute payments with your financial institution if the transaction matches the account you are making a payment on.
9. Payments for Others. If you are making a payment to satisfy the obligation of another person, you represent and warrant that you have been authorized by such other person to make a payment on his or her behalf.
10. Amendments. Veritus may modify this Agreement from time to time, and such modifications shall be effective immediately upon posting of the modified Agreement.
11. Electronic Funds Transfers. You may authorize one-time or recurring payments on one or more of your accounts. By using the Service and selecting the payment button, you are authorizing Veritus to complete an electronic funds transfer from the bank or financial institution maintaining the Transaction Account. You may print a copy of your authorization after your payment is submitted. You may request a copy of your authorization by contacting Veritus at +1 (833) 200-0933
12. Fees for Use of the Service. Veritus does not charge any monthly or payment transaction fees to use the Service. However, a third-party processor may add payment transactions fees in certain states under applicable law.
13. Account Email Contact. By accessing the Service and selecting email notifications, you are authorizing Veritus to send you emails regarding accounts placed with us. You understand and agree that Veritus may send emails to your Account Email Address whether or not that address includes a designation for delivery to the attention of any specific person and whether or not anyone other than you is able to access and/or read emails sent to your Account Email Address.
14. Copies of Documents. During the applicable time in which Veritus retains documentation of your account(s), you may request a paper copy of this Agreement or any authorization to make a one-time or recurring payment by calling us at +1 (833) 200-0933. We will provide the copies free of charge.
15. Prohibited Conduct. You agree you will not use the Service to conduct any fraudulent or illegal activity; violate any statute, regulation or other legal authority; violate the property or privacy rights of Veritus or those of any other person or company associated with Veritus; interfere with or obtain unauthorized access to Veritus’s computer systems or those of any other person or company; or impersonate the identity of Veritus or that of any other person or company.
16. Disclaimers. THE SITE AND THE SERVICE ARE PROVIDED ON AN "AS IS, AS AVAILABLE" BASIS. WE MAKE NO WARRANTY, REPRESENTATION, GUARANTY OR CONDITION OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE (INCLUDING, WITHOUT LIMITATION, WARRANTIES OF RELIABILITY, TIMELINESS, QUALITY, AVAILABILITY, ACCURACY, COMPLETENESS, TITLE OR NON-INFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE), WITH RESPECT TO THE SITE, THE SERVICE, OR ANY OF THE CONTENT, SERVICES, PRODUCTS, SOFTWARE OR OTHER MATERIALS AVAILABLE THROUGH THE SITE.
17. Limitation of Liability. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY OR MULTIPLE DAMAGES OF ANY KIND IN CONNECTION WITH OR ARISING OUT OF YOUR USE OF THIS SITE OR THESE SERVICES. IF WE LEARN OR YOU INFORM US THAT WE HAVE MADE A MISTAKE IN APPLYING YOUR PAYMENT, WE WILL TAKE ONE OF THE FOLLOWING ACTIONS, AT OUR SOLE DISCRETION: (i) IF YOU HAVE PAID A FEE TO ACCESS THIS SITE, WE WILL REFUND THE FEE TO YOU; OR (ii) WE WILL REAPPLY THE PAYMENT IN ACCORDANCE WITH YOUR ORIGINAL INSTRUCTIONS. THIS IS YOUR SOLE AND EXCLUSIVE REMEDY.
18. Indemnity. You agree to indemnify and hold Veritus, its officers, directors, shoreholders, predecessors, successors in interest, employees, agents, and affiliates, harmless from any demands, loss, liability , claims or expenses (including attorneys' fees), made against Veritus by any third party due to or arising out of or in connection with use of the Service.
19. Miscellaneous.

    1. General These Terms: (i) contain the entire agreement between you and us with respect to the Site and the Services; It supersedes all oral agreements, and all prior written agreements; (ii) are governed by, and will be construed and enforced in accordance with, the laws of the State of Indiana without giving effect to any conflict of laws rules; and (iii) are binding upon, and will inure to the benefit of, the parties and their respective successors and permitted assigns. You may not assign your rights or delegate your obligations hereunder to any third party. Any waiver of any breach or violation of any provision of these Terms will not operate as, or be construed to be, a waiver of any subsequent breach or violation hereof. Any provision of these Terms which is prohibited or unenforceable in any jurisdiction will, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining portions hereof or affecting the validity or enforceability of such provision in any other jurisdiction.
    2. Equitable Relief You acknowledge and agree that you or we may be irreparably damaged in the event that these Terms are not performed as required herein, and that money damages alone may not be a sufficient remedy for such non-performance. Accordingly, you and we agree that that equitable and fair relief may be appropriate and may include an order requiring you or us to cease engaging in a specific act, or it may require that you or us take specific action. In this event, neither you or Veritus will be required to post a bond or other security or to prove actual damage or harm. Equitable relief shall not be deemed to be an exclusive remedy but shall be in addition to all other available remedies.